Insurance - TESTS

Text control work on the subject of "insurance"

The final score 5


Task 1.

Question 1. What insurance is the most primitive form?

1. Commercial;

2. Natural;

3. Property;

4. Personal;

5. Voluntary.

Question 2. What is the medieval insurance?

1. Fraternal;

2. manufactory;

3. Guild-shops;

4. workshops;

5. Professional.

Question 3. The medieval insurance differed from the ancient?

1. The presence of property insurance;

2. Availability of the insurance fund;

3. Lack of insurance premiums;

4. The great breadth of insurance coverage;

5. All of the above.

Question 4: What is the difference between the joint-stock insurance companies and state insurance?

1. Insurance companies carry out only non-life insurance;

2. Gosstrakh along with voluntary applies compulsory insurance;

3. Joint-stock insurance company only carried out compulsory insurance;

4. Insurance companies carry only private insurance;

5. There is no difference between them.

Question 5. What kind of insurance is carried insurance companies in Russia?

1. Liability insurance, pet insurance;

2. Property insurance, motor insurance risks;

3. Insurance of commercial operations, insurance default on contracts;

4. Insurance risks of loan default insurance of citizens;

5. All of the above.

Task 2.

Question 1: What are the signs determined the specificity of the insurance protection?

1. The term damage in kind or cash;

2. The random nature of the occurrence of a natural disaster or other manifestation of the destructive forces of nature;

3. Implementation of measures to prevent and overcome the consequences of a specific event;

4. The objective need for reparation;

5. All of the above.

Question 2. What is the insured event?

1. The obligation of the insurer to pay the sum insured or the insurance indemnity;

2. The set of redistributive relations over the counter or damages caused by the specific object of insurance;

3. The likelihood of damage to life, health and property of the insured as a result of the insured event;

4. The level of insurance valuation in relation to the value of the property accepted for insurance purposes;

5. Potentially possible damage to the insurance object.

Question 3. In which cases is not paid the insurance indemnity?

1. Natural causes of the death of subjects;

2. intent or gross negligence of the insured;

3. Defects in the property, which were known to the insurer;

4. Spontaneous combustion, fermentation, rotting, aging, corrosion of items;

5. All of the above.

Question 4. In some cases, the insurance company does not accept household property insurance? (Note the extra)

1. Housing is not provided properly supervised;

2. The property, located on the storage or processing of the commission;

3. The property is in common corridors, stairwells;

4. The property is in disrepair;

5. The property is situated on balconies and loggias of residential buildings.

Question 5. What are the mechanisms of insurance?

1. Effect of probabilities;

2. The effect of accumulation;

3. Effect of rare events;

4. The contents of paragraphs 2, 3;

5. The contents of paragraphs 1 and 2.

Task 3.

Question 1. Which of the following equations is true?

1. S (p1 + vp2 + v2p3 + ...)> S;

2. P1-P2-P3 ... = 1;

3. v = 1 / (1-i / 100);

4. p1 + vp2 + v2p3 + ... <1;

5. T0 = R / dR.

Question 2. What is the material embodiment of the economic category of insurance coverage?

1. The sum insured;

2. Insurance Fund;

3. Insurance risk;

4. The insurance indemnity;

5. Insurance rate.

Question 3. What is the sum insured?

1. This payment, which is paid by the insured to the insurer to create an insurance fund and the payment of